Terms of Service

Welcome to Quick FD Calculator (quickfdcalculator.in) — referred to throughout this document as “the Website,” “we,” “us,” or “our.” We provide free online fixed deposit calculator tools to help Indian investors estimate FD maturity amounts, interest earned, and returns across various banks and schemes.

By accessing or using our website and its tools, you agree to be bound by these Terms of Service (“Terms”) along with our Privacy Policy. If you do not agree with any part of these Terms, please discontinue use of the website immediately.

1. Acceptance of Terms

By visiting quickfdcalculator.in, using any calculator tool on the website, or subscribing to any content we provide, you confirm that:

  • You have read and understood these Terms
  • You are at least 18 years of age, or are accessing the website under the supervision of a parent or legal guardian
  • You agree to comply with all applicable laws of India while using this website

If you are using this website on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Description of Services

Quick FD Calculator provides free, web-based financial calculator tools (“Services”) including but not limited to:

  • Fixed Deposit (FD) Maturity Calculator
  • Recurring Deposit (RD) Calculator
  • Post Office FD / Time Deposit Calculator
  • Senior Citizen FD Interest Calculator
  • Tax Saver FD Calculator
  • SBI, HDFC, ICICI and other bank-specific FD calculators

These tools are designed for personal, informational, and non-commercial use only. All results generated by our calculators are estimates based on the inputs provided by the user and should not be treated as financial advice.

3. No Financial Advice

This is important — please read carefully.

The calculators and content available on quickfdcalculator.in are meant purely for general informational and educational purposes. Nothing on this website constitutes:

  • Professional financial advice
  • Investment advice or recommendations
  • Tax advice or legal guidance
  • An offer or solicitation to buy or sell any financial product

Interest rates displayed on this website are sourced from publicly available information and may not reflect real-time or current rates offered by any bank or financial institution. Always verify the latest FD rates directly with your bank or the official institution before making any investment decision.

We strongly recommend consulting a qualified financial advisor before making any investment.

4. User Obligations

By using quickfdcalculator.in, you agree to the following:

  • You will use the website and its tools only for lawful purposes
  • You will not attempt to reverse-engineer, copy, reproduce, or replicate any calculator, tool, or algorithm from this website
  • You will not use any automated bots, scripts, scrapers, or crawling tools to extract data or content from the website
  • You will not upload, transmit, or share any content that is harmful, misleading, defamatory, or in violation of any applicable law
  • You will not attempt to interfere with or disrupt the website’s servers, security features, or functionality
  • You will not impersonate any person, brand, or entity while using this website

Any violation of the above may result in immediate termination of your access to the website.

5. Accuracy of Information

While we make every reasonable effort to ensure the information and calculator results on quickfdcalculator.in are accurate and up to date:

  • We do not guarantee the completeness, accuracy, or timeliness of any data, including FD interest rates, tax rules, or calculation results
  • FD interest rates change frequently and vary by bank, tenure, deposit amount, and customer category (regular vs. senior citizen)
  • Tax calculations shown are based on general rules and do not account for individual tax situations

You agree that any reliance on information from this website is entirely at your own risk.

6. Intellectual Property Rights

All content on quickfdcalculator.in — including but not limited to calculator designs, tools, code, text, graphics, logos, icons, and the overall layout — is the exclusive intellectual property of Quick FD Calculator or its licensors.

You are not permitted to:

  • Copy, reproduce, or republish any content from this website without our prior written permission
  • Use our logo, brand name, or any visual assets for commercial purposes
  • Claim ownership of or redistribute any calculator, tool, or content found on this website
  • Frame or mirror any portion of the website on another domain

Limited personal, non-commercial use is permitted — for example, sharing a calculator link with a friend or embedding a screenshot in a personal blog with proper attribution.

7. Third-Party Links and Advertisements

quickfdcalculator.in may contain links to third-party websites (such as bank websites, financial news platforms, or government portals) for reference purposes. These links are provided for your convenience only.

We have no control over the content, accuracy, or policies of third-party websites and are not responsible for any harm or loss arising from your use of those websites.

If the website displays advertisements (including Google AdSense or similar networks), those ads are served by third-party providers. We are not responsible for the content of those advertisements.

8. Disclaimer of Warranties

quickfdcalculator.in and all its tools and content are provided on an “as is” and “as available” basis, without any warranties of any kind — whether express, implied, or statutory.

We specifically disclaim all warranties including:

  • Warranties of merchantability or fitness for a particular purpose
  • Warranties that the website will be uninterrupted, error-free, or free from viruses
  • Warranties regarding the accuracy or reliability of any calculator output or interest rate data

9. Limitation of Liability

To the fullest extent permitted by applicable law, Quick FD Calculator, its owners, contributors, and affiliates shall not be liable for any:

  • Direct, indirect, incidental, or consequential damages
  • Financial loss arising from decisions made based on calculator results
  • Loss of data, revenue, or profits
  • Errors, omissions, or inaccuracies in the content or tools

This limitation applies regardless of whether the damages are based on contract, tort, negligence, or any other legal theory, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless Quick FD Calculator and its owners, affiliates, and team members from and against any claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising out of:

  • Your use of the website or any calculator tool
  • Your violation of these Terms
  • Your violation of any applicable law or third-party rights
  • Any inaccurate information you provide while using the website

11. Privacy Policy

Your use of quickfdcalculator.in is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your data.

12. Changes to These Terms

We reserve the right to update or modify these Terms at any time without prior notice. When we do, we will update the “Last Updated” date at the top of this page.

Your continued use of quickfdcalculator.in after any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

13. Governing Law and Jurisdiction

These Terms of Service are governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of India.

14. Contact Us

If you have any questions, concerns, or feedback regarding these Terms of Service, please reach out to us:

Website: quickfdcalculator.in Email: contact@quickfdcalculator.in Response Time: We aim to respond within 2–3 business days.

By continuing to use quickfdcalculator.in, you acknowledge that you have read, understood, and agreed to these Terms of Service.

A few things that make this version stronger than the original:

Professional tone suitable for an Indian financial website audience

Added a dedicated “No Financial Advice” section — critical for any financial tools website, protects you legally

Expanded User Obligations to cover bots and scrapers specifically

Included an Accuracy of Information clause tailored to FD rate volatility

Customized the Services section to list your actual calculator types

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